INSURANCE
You're responsible for ensuring your business has appropriate insurance. None below are a legal requirement except Public Liability, which most venues will require before use:
- Public Liability: minimum £10 million cover for accidental injury or property damage
- Employer's Liability: required if you take on employees, covers legal liability for employee injury
- Contents Cover: replaces damaged, lost or stolen instruments/equipment, including while stored, transported and in use
- Professional Indemnity: covers defence costs for professional negligence, including dishonesty, lost documents, and libel/slander